Banking and Finance Apps Archives

Posted on July 30, 2020 by rbsupadminnextjssite

Stock trading is now easier with mobile apps, each stock trading app has a design interface developed in a way that it is active on multiple screens. All stages of a full-fledged trading practice are composed intuitively into a stock trading app.

The COVID pandemic has made a gripping effect on every sector, especially on financial management. These apps can help both beginners and seasoned traders to practice regular trading activities without physical efforts.

Below listed are the best 15 stock trading apps you can rely on for matchless trading & financial services.

Tradingview	Fidelity Investments	Trading212
Acorns	Guru Trade7	Capital.com
Olymp Trade	RobinHood	Groww
GOFOREX	StockEdge	Kite by Zerodha
Exness Trader	FBS Copytrade	Schwab Mobile

1. Tradingview

Tradingview is a simple app with extensive reach to stock markets. You can have effective tracking on trading & major global indices via the app. Both first time traders & professional technical analysts can use this app to publish & view their trading ideas.

Tradingview enables you to connect with traders from different regions and discuss awesome trading ideas with them. The app gives you real-time access to global expenses, gives you a chance to have your watchlist & get alerts on subjects of your choice.

App Features

Advanced charts for market Analysis.
Auto-syncing your accounts.
Real-time tracking of commodity prices
Opportunity to gauge data from global exchanges.

Ratings: 4.6/5

Installs: 1,000,000+

Download: Android, iOS

2. Fidelity Investments

Fidelity Investments is much popular for its convenient mobile trading platform for the last 70 years. You can install the app, start your trade, & pay all your bills all in a few taps.

Fidelity Investments actively manages accounts by knowing details on transactions & other activities in your account. You get customized feeds about your deposits & interests with very simplified navigation.

App Features

In-depth information on your watchlist
Insights on international markets
Timely push notifications & alerts
Instant feedback from other representatives.

Ratings:4.6/5

Installs:1,000,000+

Download: Android, iOS

3. Trading212

Trading212 is one among the best 15 stock trading apps with a user-friendly interface. Initially, you can start with a free practice account with virtual money. This app contains hundreds of easy to use charts for analytics.

It has educational programs on active trading practices. Multi-platform support, long term investing, market analysis are its marvellous features.

App Features

Outstanding customer service
2100+ CFDs on Stocks, Forex, Gold & more.
24/7 CFDs on Cryptocurrencies
Direct trade executions on stock exchanges.

Ratings: 4.5/5

Installs: 5,000,000+

Download: Android, iOS

4. Acorns

Acorns follow a simple sign-up procedure! So, start saving & invest your money seamlessly. You can invest for the future & choose the right plan for your retirement.

Users get money from the top brands which they shop & spend in more savvy manner. The app also helps fresh investors through easy to study articles and contents from professional financial experts.

App Features

Save money from your pay check.
Subscription tiers on different plans.
No minimum investments
All-in-one investment services.
Facile Direct investments for trading.

Ratings: 4.5/5

Installs:5,000,000+

Download: Android, iOS

5. Guru Trade7

GuruTrade7 is a credible trading platform with the finest market assets. The well-designed platform leads people to engage in flexible trading.

They have a technical support team to help clients 24/7. You can create a demo account where one can learn how to practice trade without any risks. GuruTrade7 assures maximum security on your funds by investing them in top tier banks.

App Features

Multilingual customer support.
Stable trade system with major assets.
Real-time order execution.
Customization & flexible trading.

Ratings: 4.5/5

Installs: 1,000,000+

Download: Android

Read Also : 15 Best Finance Apps 2023

6. Capital.com

Capital.com is an intuitive online trading app dedicated to traders. It enables users to elevate their trading strategy more successfully.

One can study long term trends of stock markets & invest their money on the best one. You can start a free demo account & practice the supreme features including gold trading, bitcoin investing, etc.

App Features

Services with high security & privacy.
Educational courses & trading guides for users.
Regular updates on stock markets.
Customizable interface.

Ratings: 4.4/5

Installs:1,000,000+

Download: Android, iOS

7. Olymp Trade

Olymp trade provides an interactive trading experience on both Android & iOS. They have a team of world-class analysts who can help you in making risk-free trading operations. The invested funds are withdrawable at any time.

Many webinars & tailored contents are devoted to users. The majority of features with a trader touch make it in the best 15 stock trading apps.

App Features

User-friendly interface
No commissions
Monitoring efficient trade
Advance support by experts.

Ratings: 4.3/5

Installs: 50,000,000+

Download: Android, iOS

8. RobinHood

Robinhood is one of the best trading apps with basic features. Whether you desire to buy funds, invest, or save your money, the app will show you a perfect path.

Their trouble-free trading interface & tools makes everyone participate in effective trading services. The main objective of the app is to allow commission-free services for their users. You can customize your portfolio into a flexible one.

App Features

Real-time trade execution.
Intuitive trading platform.
Fingerprint sensors for high security.
Convenient search function.

Ratings: 4.3/5

Installs: 10,000,000+

Download: Android, iOS

9. Groww

Groww is India’s fastest online investment portal without any hidden charges. Like other apps, Groww offers you direct mutual funds. Traders can use Groww in multiple screens, whether in your mobiles or desktops.

Groww ensures its seamless service for easy money management & safe investments of users. Open a Demat account & start trading in no time. Groww assures high-quality services by supporting all major banks.

App Features

100% online paperless accounts.
Know the latest financial insights.
Fast & secure trading.
Earn extra returns.

Ratings: 4.3/5

Installs: 5,000,000+

Download: Android, iOS

10. GOFOREX-Forex trading for beginners

With GOFOREX beginners can enjoy learning the fundamentals of stock trading. They can prepare themselves to become a master Forex in no time. This app has rich content to engage more & more young trade enthusiasts into the app.

GOFOREX comprises vivid illustrations & fun forex trading simulator games. Novice traders can grasp trading aspects through expert tips & friendly explanations on hard topics.

App Features

Step-by-step guide for beginners.
Interactive quiz sessions
No signup required.
No third-party ads

Ratings: 4.3/5

Installs: 1,000,000+

Download: Android, iOS

11. StockEdge

Stockedge is India’s best stock trading app with unbiased facts on stock markets for traders & investors. It is a package of fundamental, derivative & technical aspects of trading.

You can have in-depth analysis & select reliable trading solutions according to their needs. The immersive interface itself makes it a must-have app to every trader for easy money management.

App Features

Timely updates & technical scans on stock markets
Industry based study of stocks
Personalized watchlist & portfolios
Easy tracking of investments.

Ratings: 4.3/5

Installs: 1,000,000+

Download: Android, iOS

12. Kite by Zerodha

Kite by Zerodha is a well-known trading platform with biometric access to the app. The most exciting feature of the app is that traders can make out trading in a lit backend dark mode.

Zerodha has many other impressive apps like Varsity, Sentinel, and Coin. You can get instant status updates & push notifications on your orders. Zerodha gives you an array of embedded console reports on an innovative platform.

App Features

Advanced charts & chart IQ.
Seamless login into all Zerodha apps.
Customizable watchlist for users.
Clean & super-fast UI.

Ratings: 4.2/5

Installs: 1,000,000+

Download: Android, iOS

13. Exness Trader

Exness trader gains a place in one of the best 15 apps because of its exciting features. The app is a convenient, enjoyable & real-time trading platform giving you incredible investment service like no other.

You can engage with faster order executions & withdrawal of money anytime anywhere. Users get a demo account automatically & access stock rates on the go. With Exness, you can have complete control over your account at ease.

App Features

Push notifications about your orders & account activities.
Watchlist with your favorite assets
Instant deposits and withdrawal of funds
Candlesticks & line charts to analyze market trends

Ratings: 4.2/5

Installs: 1,000,000+

Download: Android, iOS

14. FBS Copytrade

The name itself defines its dedicated area of service. Traders can gain benefits by copying trades of professional experts. Without any specific financial knowledge, traders can enter into the trading world with minimum deposits and gain maximum profit.

This social learning app portrays a collection of detailed information on expert traders & even make you earn like them.

App Features

Profile details of your favorite traders
24/7 support of a technical team
Explore superior financial markets.
Real-time statistics of your investments
Intuitive & user-friendly interface.

Ratings: 4.2/5

Installs: 1,000,000+

Download: Android, iOS

15. Schwab Mobile

Schwab mobiles give limitless access to your accounts, investments & latest news on stock markets. This app provides a safe account where you can login with fingerprint authentication and use their platinum Debit card service for instant purchases & real-time trading.

App Features

Trade, edit or cancel your stock
Auto-updating watchlists.
Exclusive Schwab podcasts & videos
Well-designed UI.

Ratings: 4.2/5

Installs: 1,000,000+

Download: Android, iOS

Read Also : 15 Best Mobile Banking Apps 2023

Conclusion

Trading on the go is a boon for traders. Many app developers come up with ideal stock trading apps active across multiple platforms. Such apps can support you in productive financial management during this global crisis.

As 2021 approaches, these stock apps will help you keep up with evolving finance and trading market dynamics and succeed in your endeavors.

Posted on July 23, 2020 by rbsupadminnextjssite

A few years back, it could have been impossible to claim that mobile apps can take care of all your finance activities, but it is quite feasible now.

In fact, these help you address diverse money management concerns ranging from building a solid budget discipline, controlling spending to keeping the track of your expenses and down to future investments.

There are finance management apps that offer even finest debt payoff solutions.

However, settling for a one financial planning tool could be a grueling task. Hence, to take the guesswork out from your finance management, we have prepared the list of top 15 finance apps of 2021.

These apps are designed to target the specific area of your finance with some fulfilling multiple purposes.

ET Markets	Money Manager	Mint
Goodbudget	Expense Manager	Wallet
Investing.com	Walnut	Prism
You Need A Budget	Yahoo Finance	Dhani
Spendee	Expensify	Bajaj Finserv

1. ET Markets

If you are interested in investing in the financial markets and manage your investments properly, ET Markets would be very helpful to you. It acts as your one-stop destination for tracking your investments in various instruments.

The app offers stock market updates, business, and market news, share market tips for free, live charts and share prices, advanced technical charting, and much more.

App features

Available in eight Indian languages
In-depth market coverage
“My Scrips” helps in following favourite investment instruments
Interactive technical charting tools
Analysis, expert views and ability to participate in discussions through comments
Share favourite market events and news through SMS, email, Twitter, Whatsapp, and Facebook,
Smart voice search for discovering information

Rating: 4.8

Installs: 1,000,000+

Download: Android, iOS

2. Money Manager

The Money Manager is a financial planning, expense tracking, and asset management app that can be used on both iOS and Android devices. It makes the management of your finances simple and easy.

You can record your personal as well as business financial transactions, review financial data on a daily/weekly/monthly basis, and manage your assets using the budget planner and spending tracker.

App features

Double-entry bookkeeping system
Budget and expenses management
Credit/Debit card management
Instant statistics
Bookmark function
Backup/Restore

Rating: 4.7

Installs: 10,000,000+

Download: Android, iOS

3. Mint

Mint, a free financial tracker and money manager app, offers a set of financial tools, including TurboTax, QuickBooks, and ProConnect. It helps you simplify life and save more money.

The app brings all your bank accounts, bills, credit cards, and investments together on the dashboard so that you can easily know as to where you stand in terms of spending and saving money. You can also track your bills and your credit score.

App features

View everything in one place
Manage bills and money together
Budget better and avoid late fees
Syncs with Mint’s web app

Rating: 4.5

Installs: 10,000,000+

Download: Android, iOS

4. Goodbudget

The money manager and expense tracker app Goodbudget is very useful as a home budget planner. The app works in the same way as the envelope system of your grandmother.

The proactive budget planner, which makes real-time tracking easy, helps you to manage your bill payments and finances in an organized manner.

The app can be synced across the web and Android, iOS devices, and shared with the budgeting partners. This helps everyone to remain on the same page with regard to the budget. Subscri9bers get access to additional features

App features

Recommended by Google, The New York Times, LifetimeTV, Forbes, and more
Ranked #3 across finance apps for in quality
Syncing possible across the web and multiple devices
Insightful reports
Ad-free
The free version comes with 10 regular and 10 annual envelopes

Rating: 4.5

Installs: 1,000,000+

Download: Android, iOS

5. Expense Manager

If your search for the best tool to create a budget and manage expenses showed you the Expense Manager App, you don’t have to look for anything else.

This feature-rich and intuitive app is not only simple but also very stable and you will have everything you need to manage your expenditures, checkbooks, and budgets at your fingertips.

Expense Manager is 100 percent free, offers full features to users, and there are no hidden charges.

App features

Backup and Sync
Connect to PC through Network
Convenient tools
Easy to customize
Supports multiple languages
Helpful widgets
PIN protection
No registration or internet access required

Rating: 4.5

Installs: 5,000,000+

Download: Android, iOS

Read Also : 15 Best Mobile Banking Apps 2023

6. Wallet

The Wallet is a financial planner and it helps you draw out a budget as well as track spending. This means that you can stay in control and achieve all your financial goals. You don’t need notebooks or spreadsheets any longer.

You can easily track your finances in real-time using this app. The Wallet is not a simple expense tracker, it helps you to make informed decisions and plan your finances for the future.

App features

Automatic/manual Bank Updates
Flexible budgeting
Insightful reports
Sharing selected accounts
Loyalty and reward cards
Other features include multiple currency support, receipt/warranty tracking, automatic cloud sync, and much more

Rating: 4.5

Installs: 1,000,000+

Download: Android, iOS

7. Investing.com

As an investor, you want to stay abreast of the developments in the global financial markets. Investing.com helps you to do that as it comes with a set of informational tools. Through the app, you get access to data in real-time.

This includes live quotes and charts of more than 100,000 financial instruments that are traded across 70 global exchanges. This means you can track major global stocks, indices, bonds, commodities, interest rates, currencies, and futures and options.

App features

Personalized portfolio
Alerts
News and analysis
Financials tools include economic and earnings calendar, technical summary, market quotes, currency converter, advanced charts, and much more

Rating: 4.5

Installs: 10,000,000+

Download: Android, iOS

8. Walnut

If you are looking for a money management app that will help you to track your expenses automatically and securely, then you don’t have to look beyond Walnut.

It makes it easy for you to stay within your budget, pay off your bills on time, and also save more money every month. Using the app, you can easily know how much you are spending on food, groceries, shopping, etc. and how much you are saving every month.

However, the iOS version of this app will not support the expenses tracking function.

App features

Instant personal loans with affordable EMIs
Control on your expenses and more savings
Track credit card dues
Money transfer using BHIM UPI
Find ATMs near you in real-time
Know all expenses at a glance
Export data and generate reports
Supports 50+ Indian banks and cards

Rating: 4.3

Installs: 10,000,000+

Download: Android, iOS

9. Prism

Start using the Prism app and avoid missing bills and paying late fees. The free finance app automatically tracks your bills and alerts you.

You can view your income, account balances, expenses, and spending right on the go. NerdWallet chose Prism as the best app for bill tracking and payment in 2018.

App features

Over 11,000 billers, more than most other apps
Automatic bill tracking
Free same-day bill payment
Bill reminders and payment alerts
Easy-to-understand graphs
Bill payment history

Rating: 4.2

Installs: 1,000,000+

Download: Android, iOS

10. You Need A Budget (YNAB)

If you want to break the cycle of living from paycheck to paycheck, get rid of debt, and save money, YNAB might be of great help to you.

According to YNAB, new app users, on average, save as much as $600 during the first two months and approximately $6,000 during the first year. You can try the app for 34 days for free.

App features

Bank syncing
Connect to all accounts from your mobile phone
Transaction matching
Goal tracking
Detailed, visual trend and spending reports

Rating: 4.2

Installs: 1,000,000+

Download: Android, iOS

11. Yahoo Finance

Yahoo Finance is one of the best apps for tracking the markets and economic data. The app enables you to follow the stocks you are interested in and receive personalized news as well as alerts.

Investment updates and real-time stock information from Yahoo Finance will be very helpful for you in staying current with the developments in the financial markets. Go premium to get access to exclusive tools that are helpful in maximizing your profits.

App features

Tracking the performance of your investment portfolio
Follow stocks for getting personalized news and quotes in real-time
Detailed financial information
Track currencies, bonds, equities, commodities, futures, and world indices
Interactive full-screen charts
View and edit your portfolio

Rating: 4.2

Installs: 10,000,000+

Download: Android, iOS

12. Dhani

Dhani is a perfect one-stop app for all your financial needs. You can make instant demat/trading account, personal loans & manage all your payments via Dhani wallet. Dhani contains free games & you can earn cash by winning those.

Dhani zone is another exciting area where you can enjoy podcasts & audio stories regarding health & sleep. You can shop with Dhani Rupay card on thousands of stores across the country. A host of superior features make Dhani one of the top 15 financial apps.

App features

Simple & hassle-free financial management.
Instant personal loans from ?10,000-?15 lakhs.
Instant credit lines offer real-time money in your account.
Economical health premium plans.
Refer your friends & earn.

Rating: 4.1

Installs: 10,000,000+

Download: Android, iOS

13. Spendee

Spendee is a great app for tracking income and expense manually or automatically by syncing it with your bank accounts. You can create a budget and organize and analyze your spending.

Further, you can invite family members with whom you share household budgets. In addition, the app allows you to manage your money in multiple bank accounts in multiple currencies.

App features

Manage all your money at one point
Secure connection with bank accounts
Manual addition of cash expenses
Bill tracker

Rating: 4.1

Installs: 1,000,000+

Download: Android, iOS

14. Expensify

Track your receipts and manage your expenses easily with the Expensify app. To add receipts, all that you have to do take a photo. Expensify transcribes the details automatically. Additionally, the app categorizes and codes each receipt.

It is also capable of even automatically submitting business expenses for approval as well as reimbursement. Expensify is used by individuals, freelancers, small businesses, and even Fortune 500 companies.

App features

Track and/or submit expenses and receipts
Direct deposit reimbursement
In-app purchase
GPS and mileage tracking
Credit card import
Receipts in any currency
Corporate card reconciliation
Reimbursement
Accounting integrations include QuickBooks, Xero, Intacct, NetSuite, and much more

Rating: 4.0

Installs: 1,000,000+

Download: Android, iOS

15. Bajaj Finserv

The Bajaj Finserv Experia App allows you to apply for products such as personal loans, home loans, business loans, doctor loans, fixed deposits, insurance products, and much more.

This app is a one-stop solution when it comes to all investment and post-loan services that Bajaj Finserv provides, the most diversified NBFC in India. The app has a clean and simple user interface.

App features

EMI calculators
Pre-approved loan offers
App available in fourteen Indian languages
Manage existing investments and loans

Rating: 3.7

Installs: 10,000,000+

Download: Android, iOS

Read Also : 15 Best Online Money Transfer Apps 2023

Conclusion

As you go through the concise information provided about some of the best finance apps out there, you may be able to choose one that best fits your needs.

Sometimes, it may not be possible to decide quickly. All that you have to do is research a little more about the apps that catch your attention and then make an informed decision. Alternatively, you can try a few of these apps and then decide which is best for you.

Posted on June 18, 2020 by rbsupadminnextjssite

Mobile banking has now become popular than ever. With the evolution of smartphones, digital transformations, and of course Coronavirus disease virus pandemic has played an important factor behind their popularity. With over thousands of mobile banking apps available on the internet, it’s quite difficult for an individual to make a decision.

We are here to help you out. Here is the list of best 15 mobile banking apps based on their rating, popularity, reliability, and of course security.

Axis Mobile	Wells Fargo	Capital One
Bank of America	Chime	PNC Mobile
Discover	Credit One	Kotak – 811
Chase Mobile	iMobile App	M-Connect Plus
IPPB Mobile Banking	HDFC Bank Mobile	YONO SBI

1. Axis Mobile

A mobile banking app by Axis bank. You can apply for accounts, loans, deposits, insurance policies, or any other services with a click and get them processed faster.

This app also providers you with exciting offers. This app supports more than 200 billers, thus paying bills is not an issue. You can also schedule or auto-pay your bills at your convenience.

App Features

Supports Unified Payment Interface (UPI)
Generate your own UPI QR Code
Convert Credit Card Transactions into EMI
Add up to ten transactions as ‘Favourites’

Rating: 4.7/5

Installs: 10,000,000+

Download: Android, iOS

2. Wells Fargo

All in one mobile banking app by Wells Fargo, helping you to manage all your finances using mobile phones. Available in two languages- English and Spanish, users can transfer funds, pay bills, and other banking requirements through this single app.

Also, you can track your investments, with the aid of real-time quotes, market data, etc by our Wells Fargo advisors. This app supports card-free ATM access to your accounts.

App Features

Easily activate or use in place of credit/debit cards
Regularly updates your account information, near real-time updation
Wells Fargo’s Bill Pay service to assist in bill payments
Deposit checks using a smartphone camera

Rating: 4.7/5

Installs: 10,000,000+

Download: Android, iOS

3. Capital One

This mobile banking app allows users to personalize it by using a profile picture and greeting name. Like any other mobile banking apps, you can manage your debit/credit cards, fund transfer, loans, and pay bills simply using a mobile.

It will send an instant notification when a payment is made using your card, and you can also check the details of the same. This will give you an additional layer of security during money transactions.

App Features

Account statements can be viewed and export easily
Zelle?, for sending money to close ones
Can report fraud to customer complaint executives using the app
Rewards can be redeemed for a statement credit

Rating: 4.7/5

Installs: 10,000,000+

Download: Android, iOS

4. Bank of America

Bank of America mobile banking app is exclusively for U.S.-based bank accounts only. This app will help you with managing all your financial responsibilities associated with the accounts, from viewing balances to making money transactions.

This app comes with a virtual financial assistant called Erica. Erica can help you with fund transfer, bill payments, and more. Plus you will also get important alerts and proper financial guidance.

App Features

Mobile check deposit using mobile photos
Supports fingerprint sign-in in smartphones
Instant alerts whenever a fraudulent activity is observed in your bank account
Transfer money with Zelle and Bank of America account

Rating: 4.7/5

Installs: 10,000,000+

Download: Android, iOS

5. Chime

Chime is a mobile banking app designed to make your banking experience easier than ever, that too without any hidden service fee. Using this app you can send money to your friends in Chime with the help of ‘Pay Friends; feature in it.

This app also allows you to block your card, in case of theft or loss. It supports Apple Pay and Google Pay wallets.

App Features

Balance alerts on a daily basis
Real-time notifications
Overdraft without any fee
Get your paychecks before 2 days with direct deposit
EMV chip card security

Rating: 4.6/5

Installs: 5,000,000+

Download: Android, iOS

Read Also : 15 Best Online Money Transfer Apps 2023

6. PNC Mobile

PNC Mobile Banking app is one of the free apps for PNC bank customers. This easy to use app with a simple interface can help you manage all your banking requirements within seconds.

It will allow users in money transfer, bill payments with real-time information on the account balance and transaction details on demand.

App Features

Supports Zelle for instant money transfer to friends and family
Built-in location services to find the nearest PNC branch
Allows in-store purchases using debit/credit/SmartAccess cards using mobile
One time bill payments supported

Rating: 4.6/5

Installs: 5,000,000+

Download: Android, iOS

7. Discover

Discover app helps you to control all your banking activities from a mobile phone. The services are not limited to just transactions or payments, you can also checkout balance amounts and can get monthly statement reports.

This app can be accessed quickly as per your convenience using a four-digit passcode. Also no need to worry if you lose your banking cards. Now report it and apply for a new card using the Discover mobile banking app.

App Features

Users can view account information even without logging in to the app
Allows to freeze or unfreeze your account
Travel Notification allows uninterrupted use of card while traveling
Rewards and cashback offers

Rating: 4.6/5

Installs: 5,000,000+

Download: Android, iOS

8. Credit One Bank mobile

Credit One Bank Mobile app allows you to manage your credit cards using smartphones by creating a personal profile. This app allows you to schedule or cancel payments at your convenience.

Also, you can even change the payment due date postponing it a convenient future time. It will also give you a free online Experian credit score and summary in addition to all these services.

App Features

Quick View, to set a quick view of your account without logging in
Special offers and cashback rewards
Supports multiple accounts in a single app
Quick customer support with chat feature

Rating: 4.6/5

Installs: 1,000,000+

Download: Android, iOS

9. Kotak – 811 & Mobile Banking

Kotak – 811 & Mobile Banking by Kotak Mahindra bank comes with 100+ features to make banking easy for you. This app allows you to transfer funds via NEFT, IMPS, RTGS, and UPI channels in an instant with assured security.

Also enjoy online, in-store purchases, mobile and DTH recharges train ticket reservations, and hotel room booking- all these services in a single app.

App Features

AutoPay, remember your monthly bills and pay them automatically on time
Users can request services and get them done in an instant
Mutual fund purchase and real-time tracking of investments
Allows to temporarily switch off debit cards in case of loss

Rating: 4.5/5

Installs: 10,000,000+

Download: Android, iOS

10. Chase Mobile

Another mobile banking app for the secure transfer of money and payments. Powered by J.P. Morgan for their loyal customers this app allows you to enable account alerts as per your personal preference.

This app allows you to transfer funds between your Chase accounts within seconds. It also offers rewards called Chase Ultimate Rewards, digital gift cards, etc.

App Features

Chase QuickDeposit, to check deposit using mobile photo
Chase Liquid prepaid card
You Invest portfolio account for investment management
Account Preview, to check out account balance without signing in
AutoSave, that helps to grow your savings automatically

Rating: 4.4/5

Installs: 10,000,000+

Download: Android, iOS

11. iMobile App

iMobile App by ICICI Bank makes your mobile banking experience easier than ever by using Unified Payment Interface (UPI). You can also view the transaction details, account statements, balance payments, etc through this app.

It will also track your deliverables and also manage insurance policies. You will also get personalized offers this app from the ICICI bank.

App Features

Cardless Cash facility
Favourite feature allows to send money quickly
You can open FDs, RDs or iWish deposits easily
Allows to transfer money to another account using account details or contact number or email id

Rating: 4.4/5

Installs: 10,000,000+

Download: Android, iOS

12. M-Connect Plus

M-Connect Plus is the official mobile banking app of Bank of Baroda. This app is free of cost, the user will be charged only for a one-time SMS charge during the first-time activation.

It offers financial services like IMPS/NEFT money transfer, mobile and DTH recharging, utility bill payments in addition to normal fund transfer.

Also, you can carry out non-financial services like Aadhar updation, account statement, debit card, and other requests, from your smartphone.

App Features

Simple and user-friendly interface
Uncomplicated activation process
Auto links all accounts associated with the customer ID
Add favorite transaction for quick transfer in the future
Allows multiple languages- 15 Indian languages

Rating: 4.3/5

Installs: 10,000,000+

Download: Android, iOS

13. IPPB Mobile Banking

With IPPB mobile banking it is now easier than ever to open a digital savings account and manage it. You can also access transaction details and account statements at any time.

You can also process your bill payments- utility, in-store merchant and post office schemes, and services up to Rs. 10,000 using this application. It supports 12+ Indian languages.

App Features

Instant SMS alerts
Supports multiple IPPB accounts in one app
User-friendly dashboard
Allows to update nominee details

Rating: 4.2/5

Installs: 5,000,000+

Download: Android, iOS

14. HDFC Bank Mobile App

This app allows HDFC bank customers to take control of their personal and professional accounts from their mobile devices faster than ever.

You can transfer funds from one HDFC account to another, or any other bank’s account within seconds and will get a receipt in an instant.

HDFC Mobile banking apps also support payment methods like IMPS, UPI, NEFT, etc.

App Features

Supports log in using face ID or touch ID
All in one compact dashboard
Add favourites for frequent transactions
Allows to schedule automatic bill payments

Rating: 4.2/5

Installs: 10,000,000+

Download: Android, iOS

15. YONO SBI

YONO SBI is a mobile banking app by the State Bank of India. You can control the SBI account activities and entities in one app.

It also provides one of the largest online market places exclusively for you, with exciting offers, discounts, and deals. You can transfer money to a new beneficiary up to Rs. 10,000/- in an instant.

App Features

Intelligent spend analysis
Pre-approved personal loans in 2 minutes
Offers overdraft against an FD
goal-based deposit product for making regular savings

Rating: 4.0/5

Installs: 10,000,000+

Download: Android, iOS

Read Also : 24 Best Business Apps 2023

Conclusion

Evidently, as digital mobile app development technology matures, we will shift more to providing holistic solutions in banking service structure instead of merely improving transactional experiences.

The above list comprises of 15 of the best mobile banking apps available today. Using these mobile banking apps you can control all banking financial activities at your fingertip.

Taking advantage of cutting-edge technology, every touchpoint in financial processes will deliver a brand commitment to create a deep, unified and much reliable alignment with customers on personal level.

Posted on February 3, 2020 by rbsupadminnextjssite

What is BankOpen?

BankOpen is a popular digital banking platform that is entirely online. It doesn’t have any branches, nor is it present in any specific physical location. This process is called neobanking. Neobanking facilitates online payment, receipt, lending and borrowing of money along with several other functions.

BankOpen allows businessmen to manage invoicing, payroll and automate bookkeeping, send and receive payments and control cash flows all on one platform. BankOpen is the first neobanking platform in Asia and it has become very successful.

To build a fintech app like BankOpen is a complicated process and requires a team of professionals but with the increased popularity and convenience of neo banking, it can lead to great success.

What is Fintech?

Fintech or Financial Technology describes any technology that is used in financial services. It uses the digital platform to provide financial services like online payment, managing investments, raising money for a business startup, etc. Fintech also includes the development and use of cryptocurrency.

When first introduced, fintech was used in the backend of banks and trading institutions. But as the technology developed and started becoming a major part of daily life, fintech became more consumer-oriented.

Fintech has changed the landscape of financial services. It is everywhere from transferring money to trading stocks to even making payments for groceries and is posing a threat to traditional banks and financial institutions.

Read Also: 13 Best Finance Apps 2020

Need for Fintech Apps

Anything and everything is done on a mobile phone now, be it calling, texting, shopping or even sending money. Everything is available at your fingertips now, making tasks that were hectic and time-consuming, easier.

People find that Banking and payment apps are much more convenient as it avoids the long processes that are an integral part of traditional banking. Therefore, fintech apps have huge potential nowadays.

Steps to Create an App like BankOpen

1) Identify a niche market

The first and most important step in developing a fintech app is to identify the audience for the app. The creator of the app has to decide if the app is for individuals, institutions or businesses. Through market research, the needs of the target audience can be identified and the scope of the app can be properly planned.

2) Build an MVP model

Start with an MVP (Minimum Viable Product) model. Build a prototype of the app and release it for a small sector of the target market. The prototype should only contain a limited set of the app’s features and show the basic structure of the app.

The main aim of releasing a prototype is to get feedback on it. Users will give feedback on the errors of the app and also ways to improve it. Depending on the feedback, changes can be made to the app so that it becomes very user-friendly to fully release to the public.

3) Get cloud services

A start-up may not be able to invest in IT infrastructure in the beginning. Instead they can get cloud services to provide storage, infrastructure, operating system, etc. to begin their development process.

PaaS (Platform as a Service) or MBaaS (Mobile backend as a service) platforms provide cloud services. Software Development Kits (SDK) and Application Programming Interface (API) can be used for app development.

4) Hire a professional team for app development

An experienced and professional team has to be hired for the development of a good quality app. An ideal team consists of a visionary, requirement analyst, project manager, designers, mobile app developer, iOS developers, android developers, QA (Quality Assurance) specialists and sales and marketing specialists.

5) Be compliant with the local regulations

Banks and other financial institutions have many regulations binding them. Many laws are established to try and protect this sector from fraudulent activities. Therefore, it is difficult to break into the financial service industry. Fintech apps developed should be able to verify government provided IDs.

6) Set-up IDEs

For the development of apps, certain development tools are required which are provided by IDEs (Integrated Development Environment). The best IDEs for android app development are Android Studio, IntelliJ IDEA and NetBeans IDE. The best IDEs for iOS app development include Xcode, Appcode and Atom.

7) Develop the app

Once the development tools and teams are ready, the next step is to develop the application. The developers have to make sure that while the fintech app has all the features that they have already planned, it is also visually pleasing.

The user interface must be simple and easy to navigate. Aesthetics play an important role in the popularity of an app. An app with the right theme and colour palette will give an enjoyable experience to the user. Also, make the app icon unique so that it will be easier to market it later on.

8) Test the app

Once the app is developed, it has to be tested on several devices before it is released. Since it is a fintech app, users have to be sure about the security of their data on the app. Therefore, before releasing the app, measures have to be taken to ensure the safety of information on the app.

The best places for release of apps are Google Play Store, AppStore and Microsoft Store. Once they are released, the users can give feedback on the app and accordingly, the weak and strong aspects of the app can be identified and necessary improvements are made.

Essential Features of Fintech

1) Simplicity

The most essential feature that makes any fintech app successful is its simplicity. Apps should be easy to use and reliable. The simplicity of these apps enables users to manage their finances and save their earnings.

Good fintech apps provide users with advanced services that allow them to keep track of their finances, thus feeling empowered. These apps aim to become simple analytical tools that collect and organise financial data, display transactions and allows users to create financial programmes.

Payments, borrowing money and management of finances are much easier through fintech apps rather than conventional banking procedures. This makes it very attractive to consumers.

2) Personalisation

Fintech apps are consumer-oriented. App developers must strive to understand their clients and make each client’s app experience unique.

With the help of artificial intelligence, a user can be provided with personalised services that are not usually available in banking and other financial institutions.

When the financial services provided is personalised, users will be more satisfied with the app, thus creating a greater reputation for it.

3) Security

Fintech apps must ensure users about the security of their personal data. Since the focus of fintech apps is money, users have to be assured about the security of their data.

Apps must also always be vigilant about any cyber security threats. Some good ways to ensure security are two-factor authentication and lockdown of the account after multiple failed login attempts.

4) Integration

One of the essential features that an app must be successful is its ability to integrate with other apps like those for bill payment and financial resource management. An individual or a company requires several services.

Unless the app is built to provide all those services, it must be able to integrate with other apps. Developers will have a hard time to develop and maintain a coding that enables integration of the app with others.

Read Also: 15 Best Stock Trading Apps 2021

How do Fintech App make money?

People do business to make profits. In the same way, apps are also developed with the aim of generating profits. Giving free service all the time will be a huge loss for the app developer and so services have to be monetized. The most common methods through which fintech apps make money are:

1) Subscription

First time users of the app are given a free trial period that can last from a week to 30 days. If the users like the app, they will pay a subscription fee for further use of the app.

Users can also be given premium service where basic features of the app are given to the users for free but certain advanced features like trading advice can be offered as a premium service for which the users makes a small payment.

2) Advertising

Fintech apps advertise third party companies on their platforms for money. When users click on these advertisements, the app gets money from those third parties. Different users will get different ads based on their personal preferences.

3) Peer to Peer Lending

Fintech apps can be a platform for individuals to lend money to each other. They can earn interest on the money they lend and in turn, the fintech platform will charge a small fee as brokerage.

Trends and Statistics

Recent research reports show that almost 88% of well-established financial institutions fear that they will lose their revenue to fintech companies in areas such as money payment and lending.
About 46% of today’s consumers exclusively use digital platforms for their financial needs
In 2018, fintech firms acquired more than $111.8 billion in investments
More than 82% of traditional financial institutions are planning to increase their collaborations with fintech companies.
By the year 2022, mobile payments are estimated to grow by 121%. This composes 88% of all banking transactions.

How Much Does It Cost to build Fintech App like BankOpen

Fintech apps can be developed within 40–50 days at the cost of $10,000 or more. But development of the app is not a one-time process. According to the frequency with which the government changes its regulations, the coding of the app has to be revised.

iOS apps are much easier to build and cost less than android apps. iOS users are also more likely to pay for their apps. But there are more Android users than Apple, especially in Asia. The cost per download for Android is lesser than iOS and Android apps need not be updated as frequently as iOS reducing its maintenance cost.

The cost to build a fintech app like BankOpen is $4800 in India when compared to $48,000 in the US. Most developers, therefore, outsource their development projects to India as they will get more talent and expertise at a lesser cost.

Similar Apps

Fintech is a very competitive field now and more and more players are entering the field. Some fintech apps similar to BankOpen are:

YONO by SBI – YONO is a digital banking platform offered State Bank of India. It offers various financial payments like bill payment and is available both on Android and iOS.
Robinhood – Robinhood is a US based stock trading app. It allows users to invest in public companies and shares listed in the US stock exchange. The app does not charge commission on investments of the users.
Chime – Chime is a US based banking app. It doesn’t charge any transaction fees. It allows users to manage their savings and expenses.
Mint – Mint is a successful budgeting app that allows users to keep track of their income and expenditure. The app also reminds users to pay their bills and offer them advice based on their spending patterns.
Google Pay – Google Pay is a digital wallet that is linked with the users’ bank accounts. This app can be used to make payments, purchases and even book tickets

Read Also: 15 Best Money Transfer Apps 2021

Conclusion

Financial Technology is taking over the financial service industry. Now is a great time to build fintech app like BankOpen with the increased number of smartphone users.

More and more people are getting to know about the convenience of such apps and according to recent studies, users of such apps are expected to grow by 120%.

Entering at an early stage into the market will give you a competitive edge over new players. To build a fintech app like BankOpen is a profitable but complicated process.

Redbytes has a team of professional and experienced developers who can provide the best services in the industry. With previous experience in such projects, they will be able to help build successful fintech app like BankOpen.

Posted on October 29, 2018 by rbsupadminnextjssite

Imagine yourself having a dinner with your date or standing at a Starbucks shop wanting to have a quick cup of cappuccino, but at the end that you are deprived of hard cash at the very moment. We all want to make things easier especially when it comes saving a great date or evading an excruciating experience at a store.

Gone are the days when credit card used to salvage your social reputation. Digital money has grown to be as real as tangible dimes and rolls. In today’s world ameliorated with sophisticated smart phone technology, mobile apps could be quite a savior.

Thankfully, we have plenty of options to choose from for sending money to anyone using nothing else than your small pocket-dwelling device.

Here is the list of most widely recognized international online money transfer apps for iOS and Android used across various countries.

Google Pay	Samsung Pay	OFX Money Transfer
Venmo	Paytm	Phone Pe
Azimo	Paypal	TransferWise
Payoneer	Mobikwik	Western Union
Square cash	Free Charge	Airtel Thanks

1. Google Pay

Google Pay also makes a brilliant and seamless money transfer app which works conveniently on your phone. Users can leverage the app in U.S. or U.K. to send or request money with your friends.

App Features

Authentication of identity using finger prints.
Intuitive and est to use interface
Transfer money instantly to the bank account
Receives money on money transfer

Rating: 4.6

Installs: 100,000,000+

Downloads: Android, iOS

2. Samsung Pay

With its Geo-availability only in USA, Samsung Pay has emerged to become a favorite money transfer app these days for iOS and Android devices.

It keeps your credits cards, debit and bank cards stored and allows users to pay online or offline merchants quickly using its handy features.

App Features

Contactless payment system for users
Supports 1000+ credit unions and bank accounts
Helps you find exciting deals nearby
Allows users to pay online or offline merchants quickly using handy features

Rating: 4.6

Installs: 100,000,000+

Downloads: Android

Read Also: Top 9 Apps That Pay You To Use Them

3. OFX Money Transfer

This app help you make fast, simple and secure international money transfers 24/7. Mobile money transfer is made easy depending upon the market trends and track payments where ever you go.

App Features

Simple registration and transfer within minutes
Live rates and currency trends
A secure platform to ensure the safety of your funds
Availability of global support team

Rating: 4.6

Installs: 100,000+

Downloads: Android, iOS

4. Venmo

Venmo is a miraculous app that has become so popular like Google; Venmo is also casually treated as verb. You can easily send and receive money to and from your friends and family without any hassle.

App Features

Use Instant Transfer to get your cash in minutes
No processing payments for debit card transfer
Bank a-like security system
3 % processing fee for credit cards

Rating: 4.5

Installs: 10,000,000+

Downloads: Android, iOS

5. Paytm

This is India’s most favorite app and UPI. There are different categories like mobile recharge, electricity, ticket booking, etc. available on Paytm app.

You can go cashless directly through your bank accounts or add money to wallet & scan QR codes at nearby stores for sabse tez payments by simply linking your bank account via UPI.

App Features

Online shopping from Paytm Mall
Cash backs available
24×7 customer support
Sent money to wallet/bank with 0% charge

Rating: 4.5

Installs: 100,000,000+

Downloads: Android, iOS

6. Phone Pe

You can use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favorite offline and online stores.

This app allows linking your bank account on the PhonePe app and transferring money with BHIM UPI instantly.

App Features

Invest in Tax saving funds
Buy and sell 24K Gold at live market rates
Buy a Phone Pe Gift Card for easy payments
Manage and track refunds from your favorite shopping websites

Rating: 4.5

Installs: 100,000,000+

Downloads: Android, iOS

7. Azimo

If you are one of those looking to share and receive money on the go, consider Azimo for your iOS and Android mobile device. Smart and mature, Azimo scans your cards entered toadd new payment methods and lets you keep updated of your transaction with push notifications.

App Features

Fingerprint for identification and authentication
Ensured data security
Synchronization of phone contacts

Rating: 4.5

Installs: 500,000+

Downloads: Android, iOS

8. Paypal

Long before Venmo, Google and Apple wallets, there was PayPal wallowing in the fame of being one of the oldest money transfer applications available on Earth. PayPal is one of the best online money transfer apps which is a convenient option for receiving and sending funds to your people.

App Features

Easy to send money around the world.
Track and monitor every PayPal transaction
24/7 transaction monitoring and secure encryption technology

Rating: 4.4

Installs: 100,000,000+

Downloads: Android, iOS

9. TransferWise

TransferWise has received fascinating reviews and positive ratings for being one of the beloved online money transfer apps for iOS and Android users. You can view all your recipients gathered in one place and execute money transfer process like done in the recent past.

App Features

Real exchange rate
Send, receive, and spend money — securely, conveniently, and at a very low cost.
Get a free multi-currency account
Hold and manage your money in 28 currencies

Rating: 4.4

Installs: 5,000,000+

Downloads: Android, iOS

10. Payoneer

Available worldwide for iOS and Android, Payoneer is nowadays seen as a common digital cash wallet on many online stores. The compelling trait of Payoneer is its ability to allow users to withdraw into their Visa or MasterCard.

App Features

Receive business-grade payments from overseas.
View your balance in as many as 20 currencies over 19 languages
Easy and fast to learn

Rating: 4.4

Installs: 1,000,000+

Downloads: Android, iOS

Read Also: How to Create an App Like BankOpen

11. Mobikwik

Mobikwik is a free digital wallet app for money transfer in India. It is available to use at more than 2, 50,000 online and offline places. This app is operational on both android and iOS.

App Features

Make your EMI payments
Provides instant personal loan
Simple and quick money transfer
Post paid, municipality, DTH bill payment available

Rating: 4.3

Installs: 10,000,000+

Downloads: Android, iOS

12. Western Union

Western Union mobile apps allow you to estimate online money transfer fees when initiating the transaction and also track the status as to whether money has been collected.

What makes the app special is that it also lets you to use your phone camera to scan your debit or credit card quickly so that you can add a new payment method.

Moreover, it also has geo-location system that helps find nearest Western Union agent and know opening hours and directions.

App Features

Earn and redeem My WU Points for discounts on your transfer fees.
Track your transfer on the go
Check rates before you send
Excellent customer care team straight from the app

Rating: 4.3

Installs: 100,000+

Downloads: Android, iOS

13. Square cash

Square Cash is even simpler money transfer app evolving around the idea of sharing fund by adding an easy link to your debit card. The facility allows users to send, receive or request money from your folks in no time.

What is delightful to experience is how money gets deposited into your bank account swiftly as soon as the transaction is completed.

App Features

Sign up in seconds
Send and receive cash instantly
Order customized Visa debit card from the app
Instantly begin investing commission-free in stocks

Rating: 4.2

Installs: 10,000,000+

Downloads: Android, iOS

14. Free Charge

It is a mobile wallet where we can transfer our money to and use it when required. It provides recharging your mobile, electricity bill, DTH etc.

App Features

Social-media sign up
Availability of mutual fund option
QR code is another simple feature
Amazing discounts and cash backs when you transact

Rating: 4.1

Installs: 10,000,000+

Downloads: Android, iOS

15. Airtel Thanks

This is a loyalty and reward program by Airtel for its loyalty customers. Both Postpaid and prepaid customers can avail this program.

App Features

International roaming will be available in real-time
Easy and secure payments
Pay & upgrade tariff plans for broadband & fixed line/landline online
24×7 Customer support

Rating: 4.0

Installs: 100,000,000+

Downloads: Android, iOS

Read Also: 15 Best Free Finance Apps 2023

Conclusion

Designed to deliver convenience, conceived with a thought of money transfer ease, these 15 best online money transfer apps for Android and iOS are the best pick at the moment. We considered their availability, features and user responses while building this finest list.

Hopefully, you will be able to see one of these as your ultimate choice and download it on your device for smooth experience of sending, receiving and request money from your folks.

Posted on February 16, 2017 by rbsupadminnextjssite

In step with government’s Digital India campaign, the government is planning to introduce an app for applying Permanent Account Number(PAN) and pay taxes using smart phones.

The department is also working on another project on issuing PAN card within minutes by e-KYC authentication using Aadhaar. The new initiative will help bring more people under the tax net by easily getting PAN cards.

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New App to be Introduced to Pay Income Tax and Apply for PAN

By using the Aadhaar-based e-KYC facility individuals in need of applying for PAN can verify details such as date of birth or address by bio-metric identification using thumb impressions.

Till date, almost 111 crore Aadhaar numbers has been issued which can be used as an Id for opening bank accounts, getting a new sim, transfer of subsidies and for bio-metric based digital payments under Aadhaar Enabled Payment System.

PAN has been made mandatory now for withdrawing cash and cash of above Rs. 2 lakh. The tax department has newly designed PAN cards with added security features to make them tamper-proof, which is written in both Hindi and English.

Posted on January 2, 2017 by rbsupadminnextjssite

To support digital economy and cashless payments, PM Modi recently launched a very new mobile app named, “BHIM APP”. This name was taken from BR Ambedkar, a great economist.

Its setup is simple and very fast. First it will automatically verify the mobile number. But be sure that the transactions should be made with the same number that is registered in the app. It has a bank account menu allowing the users to change the bank account whenever required.

See this:

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With this app, users can also check the bank balance directly. In this, there is a limit of Rs. 10,000 per transaction and 24-hour limit of Rs.20,000.

Now only English and Hindi Languages are available in this app, but more languages are on the way. To use this app, Aadhaar card or Aadhaar-linked bank account is not needed.

It is simpler as compared to other wallets as the transactions take place with the bank account directly.
This app is available free on Android, OS version 2.3.3 and up.

Posted on December 26, 2016 by rbsupadminnextjssite

The government of India is now set to launch the Aadhaar Payment app which as the name suggests helps in Aadhaar linked digital payments.

The app was launched on 25th December and uses consumer’s Aadhaar card details and linked bank account details along with their biometric scans to authenticate transactions.

Read Also:

Paytm, India’s Largest Mobile Wallet App, Pulled Down From App Store

Users no more need to download wallet apps as they can make transactions and s directly using their Aadhaar card number, with the help of Unified Payment Interface(UPI).

The Aadhaar Payment app has two sides to it, one is the merchants app, and the consumer app.

The consumer app is another form of a mobile wallet, which is linked to your Aadhaar card that can be used to make quick online transactions.

In the merchants app, the consumer doesn’t need to install that app on the phone to successfully make payments, like how you need it right now in case of mobile wallets like Paytm, Mobikwik, Freecharge etc.

All that a merchant would need to do is to work on an Android smart phone and a biometric scanner.

When a consumer makes , they would just require to share their Aadhaar card detail, which would automatically list their linked bank account, and choosing the favoured bank account will process the payment from that particular bank. Further authentications are done through biometric scans.

The app aims to eliminate fee payments for service providers like card companies such as Master card or Visa. This can help people switching to digital payment, making it affordable for even merchants in remote villages.

Posted on November 17, 2016 by rbsupadminnextjssite

Now, its been more than one week of demonetisation, but still people are struggling because of it. Due to unavailability of cash to long queues, common people are facing lots of problems.

Here comes a solution for this issue- “WALNUT”.

Walnut, a financial management company introduced a new feature with which users can find the working ATM, #ATMwithCash. It can track the ATM usage of its more than 1.8 million users.

Read Also:

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This app denotes the ATMs with short queues by green pin, long queue by orange pin and unknown or no cash ATM by grey pin.

Walnut received near about 40000 users because of this feature.

This app is available on android and iOS.

Posted on September 29, 2016 by rbsupadminnextjssite

Employees Provident Fund Organization (EPFO) will soon launch a mobile app to withdraw pension amount.

This app can make the EPF withdrawal and transfer an easy process. And also you can avail most of the EPF services with your smart phones.

Read Also:

Mobile App to Serve like “Eyes and Ears” During Emergencies

“We are developing an app for pensioners and hope to roll it out by early next year,” V P Joy, central provident fund commissioner, told TOI.

It can cut the time taken and enormous quantity of paperwork to process the application.

This app might be available in the next two months.