To support digital economy and cashless payments, PM Modi recently launched a very new mobile app named, “BHIM APP”. This name was taken from BR Ambedkar, a great economist.

Its setup is simple and very fast. First it will automatically verify the mobile number. But be sure that the transactions should be made with the same number that is registered in the app. It has a bank account menu allowing the users to change the bank account whenever required.

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With this app, users can also check the bank balance directly. In this, there is a limit of Rs. 10,000 per transaction and 24-hour limit of Rs.20,000.

Now only English and Hindi Languages are available in this app, but more languages are on the way. To use this app, Aadhaar card or Aadhaar-linked bank account is not needed.

It is simpler as compared to other wallets as the transactions take place with the bank account directly.
This app is available free on Android, OS version 2.3.3 and up.